Tuesday, 16 September 2014

Planning my trip to Istanbul with Amadeus.net

It has been quite a while since our last visit to Istanbul, one of my favourite cities , so we have been thinking about going to Istanbul during the Easter holidays. I know that  trips during Christmas and Easter can be very pricey therefore I have chosen Amadeus.net  to find the cheapest flights for me. As  we are a family of four, ticket prices are very important for us.
When I type in Istanbul in Easter 2015 in the search box, Amadeus offers to show me the flights from London to Istanbul in April or the plans related to Istanbul. How fabulous is that?

If I click on the flights option, it shows me all the flights available at that time including the price trends.

If you scroll down, you can see the price trends and the average temperature at that time of the year, very handy.

The smart filter option gives me the ability to filter the results so that I can choose direct flights , maximum price or duration and preferred airlines.You can also sort the results by inbound/outbound duration, price,arrival/departure time latest to soonest etc. This sorting system definitely saves me time as I can easily see which flights match my crcriteria. With the children, we always prefer the direct flights. British Airways offers the cheapest price at £164.
If I choose the option to see the plans ( there is only one saved plan about Istanbul), I can view a plan that was created by another member. This plan is likely to include information that will be useful for me. So I want to view it.

As you can see, this user has saved the best prices from London to Istanbul.

I can also add different links to my own plan that I have named Istanbul. Instead of taking notes about various places that I want to visit in Istanbul, I can add the websites of these places directly to my plan. So everything I want to remember for my trip will be in one single place. Cool! If I choose to make my plan “Public”, then other users will be able to see it,too.

Amadeus.net is in intermediate phase.It has some excellent tools  but there is more to come. Have you got any plans for the upcoming holidays? October half-term is only a couple of weeks away  and if you would like to plan your own holiday, visit Amadeus.net to see your options.

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Thursday, 4 September 2014

How your other half affects your credit application

As the summer comes to an end and we return back to our routines we also have to deal with the additional costs that arise during autumn months. As we moved in to this house in October, we have to renew everything during this time: From rental contract to the parking permit, there are lots of financial costs that we have to consider. Add the credit card payment in the mix and I surely have to take a deep breath! Both myself and my partner, are very careful about our credit cards.
 On a recent chat with a friend, I have realized that some people are not aware of how their partner’s financial history can affect theirs. This is a very important matter because your spouse’s credit history affects whether you are both approved for joint credit card accounts, loans and mortgages as well as for applicable interest rates.
When you apply for credit with your other half, for example a credit card, your credit reports become linked – known as a ‘financial association’. It is the same when you open a joint account with your spouse. Experian Credit Expert helps you understand how your credit history is likely to be viewed by lenders.
Watch this video for tips that can help you improve your score.

                   When you get married and change your surname, it is important that you include your maiden name on any application you make. This will help create a link between both names and will make things easier for the lender to check. Equally, if you get separated or divorced, you should then close your joint account or credit card to be disassociated.
Many people tend to think that the people who lived at your address before you moved there, also effect your credit score. However, this is not true unless you are a financial associate of them. Clearly, these matters are sensitive, so it is worth being open about what you are expecting from your partner to avoid any future inconvenience. Hopefully, you know your partner and his/her spending habits well enough before you get married. Obviously, there are no guarantees. Therefore it is important to be vigilant about these issues and if you happen to suspect any fraudulent financial activity on the part of your spouse, don't simply disregard it.

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Monday, 1 September 2014

8 Facts You Never Knew About Sunburn

If you’re going to spend any time outdoors, the risk of sSunburn is something that we as people must deal with on a daily basisyou’ll have to deal with. , and there’s one thing we do know about it – it sucks. Sunburn is a terrible thing to experience – it hurts in the short term and does serious damage to skin and cells in the long term. Make sure you’re well protected when you go outdoors – you can get a whole range of sun protection creams from your pharmacists or first aid product supplier, such as Optomo . Sunburn is quite literally the worst aspect about going into the sun, but it’s something that we generally just can’t avoid; it happens to everyone at some time or other. What we do know about it is that it’s very harmful to our skin –Read on for 8 eight facts that you never knew about sunburn.

1. It’s a long process

Sunburn takes about 3-5 hours to fully develop on your skin. You may  get burnt in the sun in the morning and not notice you’ve gotten burnt; the heat and redness until later in the afternoon. The full redness and extent of your burn will show itself around 12 hours after burning, and will fade generally fade after 72 hours.

2. It’s also a very short process

Some people can be burnt after a mere 15 minutes in the sun – yikes!

3. Medications make your more prone to burning

Some everyday medications can make actually make your skin more susceptible to burning. Nonsteroidal anti-inflammatory drugs (ibuprofen, motrin), quinolone and tetracycline antibiotics (Cipro, Levaquin, and tetracycline), and hydrochlorothiazide (HCTZ) are some drugs that make you prone to sunburn.

4. Nothing can undo it

There’s no treatment that’s been discovered that resolves sunburn quickly – time is the only remedy. However, there are some things you can do to relieve discomfort of the skin – aloe vera, milk, tomato juice, and a tea bath are all well known remedies for the pain.

5. Blisters are dangerous

Sometimes your skin will blister from sunburn. – ensure you don’t burst these blisters open these blisters, they’re there to protect you from infection. Popping them might lead to otherwise severe infection may occur and halt will generally slow the healing process.

6.Dark skin can burn too

It is more likely for people with fair skin to burn quicker and easier, due to the lack of melanin in their skin.  However even people with dark skin should take precautions in the sun as no one is immune to sunburn!

7. Skin cancer is a big killer

Sunburn causes skin cancers and melanomas – this is one of the most deadly cancers there is. A minimum of one person dies every hour of skin cancer in the US alone.

8. Sunscreen is the biggest protection from sunburn

Sunscreen is the best protection that there is from sunburn – it’s insanely important to use it every time you go out into the sun. Sunscreen gives protection from the sun’s UV rays. The SPF rating (10, 30, 40, 50, etc.) basically means how long it will protect you for. For example: if you can be out in the sun for 15 minutes without being burnt, SPF 10+ will last for ten times that long (150 minutes). However, even if you’re using SPF 50+, you should still apply it every few hours to be on the safe side! Head to Optomo to check out the different types of sunscreen you can purchase!
Sunburn is a scary thing, – but it’s better to know your enemy! Now you know these facts about sunburn, and how to protect yourself, there should be no excuse for getting burnt. Go out, get some sunscreen, and stay sun safe!
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